American Family Funds Down Payment Gift Program
Homebuyer Education and Default Prevention Handbook
Chapter1: Why own a home?
Chapter 2: Can I buy a home?
Chapter 3: What Is a Mortgage?
Chapter 4: How Do I Qualify For a Mortgage?
Chapter 5: How much can I afford to spend?
Chapter 6: How much money will I need?
Chapter 7: Now that I have decided to buy a home, what do I do?
1. Review your credit
2. Make a Budget
3. Organize Your Documents
4. Find a Mortgage Provider
5. Get Pre-Approved for a Mortgage
6. Fixed Rate Mortgages
7. Look for a House
8. Make an Offer
9. Get a Ratified Sales Contract
10. Apply For a Mortgage
Chapter 8: Now that I own my home, what do I need to do to prevent foreclosure?
Chapter 9: Steps to take when you may not be able to pay your mortgage
Contact Your Lender
Talk To A Housing Counseling Agency
Prioritize Your Debts
Explore Loan Workout Solutions
Beware of Predatory Lending Schemes
Preserve Your Good Credit
Chapter 10: Glossary of Mortgage Terms