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WHAT IS DOWN PAYMENT ASSISTANCE?

Living in one's own home signifies that a person has achieved security and success in life. Yet the ability to afford the downpayment and/or closing costs for a home remains one of the most challenging hurdles for many Americans. According to the Department of Housing and Urban Development, the #1 barrier to homeownership in the United States is the lack of a downpayment and/or closing cost funds.

By the end of this decade, Down Payment Assistance Programs will provide $6 billion in gifts to help two million individuals and families become homeowners.

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