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Homeownership is becoming a reality for more and more Americans. During 2003, the United States homeownership rate reached 68.4%, the highest rate ever. Yet many Americans don't realize that homeownership is possible for them.

Welcome to the American Family Funds Down Payment Gift Program. We are a non-profit organization whose goal is to help families like yours realize the dream of home ownership. Our Gift Program helps families purchase homes with a gift for the down payment and sometimes even the closing cost.

Buying a home is part of the American dream. It is a significant long-term investment that often represents the foundation for our economic and emotional security. It is also the largest single transaction most people make. This guide is designed to help you learn about the home buying process so you can make informed decisions when you purchase your home.

View our Homebuyer Education Handbook here-

Homebuyer Education and Default Prevention