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Chapter 1:       Why own a home?

Why buy a home when you can just rent?  Renting gives you the flexibility to live where you want, move where you want, and the landlord is responsible for most of the repairs.  Sounds great. Or does it?

There are many factors to consider when you think you're ready to buy a home.  It is important to think about the changes that homeownership can make to your current and future financial situation, your style of living, your household needs, and your attitude toward increased responsibility.

Owning a home can have many advantages:

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